KCM Learning Library

Smarter money. Clearer answers.

Practical guides, honest book reviews, and topic-specific deep dives on the decisions Millennial families face most. Written without sales pitches. Read at your own pace.

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Topic Hubs

Big decisions, fully covered.

A topic hub goes deep on a single financial decision — what it is, how it works, and how to make the right call for your family. Always free to read.

Topic Hub
Federal Kids’ IRAs

A new federal program lets families open tax-advantaged investment accounts for every child — with $1,000 in government seed money for eligible newborns. Everything you need to know, plus a worksheet to run your numbers.

Always Free · Calculator · Worksheet
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Library

Guides, reviews, and writing.

Working through a financial decision? Start here. Most pieces take 10–15 minutes. Three are free with no signup.

Guide
Use Your Work Benefits
HSAs, FSAs, group life, disability, and employer match math — a full walkthrough of the benefits most employees leave on the table every open enrollment.
13 min read Preview →
Guide
Retirement Planning Basics
Starting from zero or catching up — contribution rates, account sequencing, Roth vs. Traditional decisions, and a clear picture of what retirement readiness actually looks like.
15 min read Preview →
Guide
The Subscription Audit
A step-by-step process for finding every recurring charge in your accounts, deciding what to keep, and cutting the rest without giving up anything that actually matters.
10 min read Preview →
Book Review
The Wealth Ladder
Maggiulli’s framework for building wealth systematically — KCM’s take on where it lands for Millennial families and what to do with its core insight today.
by Nick Maggiulli Preview →
Book Review
Investing in One Lesson
Skousen distills investing into a single foundational principle. KCM evaluates whether it holds up — and where it needs a Millennial-era translation.
by Mark Skousen Preview →
Book Review
Your Money and Your Brain
Zweig’s landmark on investor psychology and the neuroscience of financial decisions. KCM’s review explains why this is the book to read before picking any investment.
by Jason Zweig Preview →
Book Review
A History of the U.S. in Five Crashes
Nations walks through five market crashes that shaped American finance. KCM’s take on what the pattern tells investors today — and how to hold perspective when the next one arrives.
by Scott Nations Preview →
Writing
What I Do All Day as a Financial Advisor
An honest look inside a typical day at KCM — the work most advisors hide, broken down by what actually fills the hours.
6 min read Preview →
Writing
Tax Filing: What Most People Get Wrong
Six common tax filing mistakes that cost real money — and the simple checks that prevent them. Written for the working family doing it themselves.
8 min read Preview →
Guide

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