Fee-Only · Fiduciary · Faith-Driven

Financial planning
built for you.

Judgment-free financial guidance for working and middle-class families — without the minimums, hidden fees, or unwanted sales pitch.

Fee-Only No commissions. Ever.
Fiduciary Your interest, always first.
CRD #307223 California Registered RIA
Starting at $99 Flat-fee. No asset minimum.

Good advice has always been reserved for the wealthy.

Most financial advisors only call you back if you have half a million dollars. That leaves working families guessing — making expensive mistakes on the decisions that matter most.

This isn't just a business.
It's a calling.

KCM was built on a conviction that working families deserve the same quality of financial guidance that wealthy households take for granted. That belief shapes everything — from our pricing to our process to our values.

“From everyone who has been given much, much will be demanded.” — Luke 12:48

Fee-Only Fiduciary

No commissions, no product sales, no conflicts of interest. We are legally required to act in your best interest — and proud of it.

$

Flat-Fee Planning

Access real financial advice starting at $99 — no asset minimums required to get started. Transparent pricing that matches the scope of what you actually need.

Biblical Stewardship

Our values framework is grounded in stewardship, integrity, and service. We treat your resources as the responsibility they are.

Judgment-Free Planning

No shame about where you are. No pressure about where you're going. Just clear, practical guidance — wherever you're starting from.

Four steps from
concerned to confident.

No lengthy onboarding. No overwhelming intake forms. A straightforward path from your first question to a real financial plan.

Step 01

Tell us what's worrying you

Share your most pressing financial concern — no right or wrong answers, and no judgment. Not sure where to start? Take the Advisor Quiz to find your focus area.

Step 02

Choose your level of support

Tell us how deep you'd like to go — a quick answer, a full plan, or ongoing management. You'll officially confirm the engagement at your initial meeting, so there's no pressure to decide before we talk.

Step 03

Know what to expect

No surprises. Clear timelines, deliverables, and communication from day one of the engagement.

Step 04

Book your initial meeting

Schedule your free 30-minute Initial Client Meeting. Come as you are — we'll take it from there.

Find the right level
of support for you.

From a single-issue question to full investment management — start where you are and grow from there.

$99
Single-Issue Planning

Get a clear answer on one focused financial question.

Cash flow, debt, benefits, home affordability, basic investing — a direct, practical recommendation you can act on today.

Learn more →
AUM
Investment Management

Hands-off portfolio management aligned to your goals.

Proprietary investment system, ongoing monitoring, and unlimited advisor access — for clients ready to delegate the investment decisions entirely.

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Robert Teel, Advisor

Built on a calling,
not a commission.

KCM started as a vision to serve one household well. When that path changed, the mission expanded — because the same principles of disciplined, stewardship-oriented planning that I wanted for my own family are the ones every working family deserves.

My name is Robert Teel — an investor, planner, and the sole advisor at Kingdom Capital Management. Before KCM I spent years in data and marketing at companies like Microsoft, Amazon, and Raley's — my family's three-generation owned grocery business. I bring the same analytical rigor to your financial life that I brought to those roles — without the corporate agenda.

“Plans fail for lack of counsel, but with many advisers they succeed.” — Proverbs 15:22
Robert M. Teel, IAR CEO & Chief Compliance Officer — Kingdom Capital Management, LLC CRD #7225927 · Series 65 · California RIA

Your first step
costs nothing.

A 30-minute Initial Client Meeting. No pressure, no pitch — just an honest conversation about where you are and where you want to go.